What is Medicare Supplement Insurance (Medigap)

Medicare Supplement Insurance, also called Medigap, helps fill the gaps that Original Medicare Part A and Part B don't cover. Think of Medigap as a helper that pays for things like co-payments, coinsurance, and deductibles. If you have Original Medicare, getting a Medigap plan can add more benefits. But, Medigap plans don't work with Medicare Advantage plans. You can only use them if you switch back to Original Medicare. Sometimes, your job or a union might help pay for extra insurance that Medigap doesn't cover.

Embrace Security

Medigap insurance provides a critical layer of financial security and peace of mind for individuals navigating the complexities of healthcare in retirement. By covering the gaps left by Medicare, such as copayments, coinsurance, and deductibles, Medigap ensures that unexpected medical costs do not become a burden on your savings. With a Medigap policy, you gain the freedom to choose your healthcare providers, enjoy nationwide coverage, and avoid the need for referrals to see specialists. This added protection empowers you to focus on what matters most: maintaining your health and well-being without the stress of unforeseen medical expenses. Whether you're visiting your primary care physician for a routine check-up or facing a major medical procedure, Medigap insurance stands as your steadfast ally, ensuring that your healthcare needs are met with minimal financial impact. Embrace the confidence that comes with comprehensive coverage; invest in Medigap insurance today and secure your health and financial future.