Call Now
(423) 445-7234
Your Financial Security is Our Priority
At Securance Insurance, safeguarding your financial future is our highest priority. We help you navigate the complexities of health & life insurance, ensuring you have the coverage you need to protect your loved ones.
About Us
Welcome to Securance Insurance, where our story is as unique as the services we offer. Our journey began with a simple, yet powerful vision: two friends with a shared passion for making healthcare accessible to all, especially those with low incomes. We started small, going door-to-door, engaging with communities, and helping individuals understand and enroll in health insurance plans that fit their needs and budgets.
Our humble beginnings grounded us in the real-life experiences and challenges people face when it comes to insurance. These early interactions shaped our approach to business - one built on empathy, understanding, and a deep commitment to our clients. We learned that beyond the policies and paperwork, insurance is about people, their hopes, and their security.
About Us
Welcome to Brimstone Insurance, where our story is as unique as the services we offer. Our journey began with a simple, yet powerful vision: two friends with a shared passion for making healthcare accessible to all, especially those with low incomes. We started small, going door-to-door, engaging with communities, and helping individuals understand and enroll in health insurance plans that fit their needs and budgets.
Our humble beginnings grounded us in the real-life experiences and challenges people face when it comes to insurance. These early interactions shaped our approach to business - one built on empathy, understanding, and a deep commitment to our clients. We learned that beyond the policies and paperwork, insurance is about people, their hopes, and their security.
Service
Personalized Insurance Assessments
We offer personalized insurance assessments where you can input your financial and family information to receive recommendations for suitable health an life insurance policies. Our brokerage evaluates individual needs and circumstances to provide tailored insurance solutions.
OUR SERVICES
Affordable Care Act
The Affordable Care Act, or ACA, changed health insurance in the United States. It helps make health care easier to get and pay for. At Securance Insurance, we make the ACA easy to understand. Call now to find out how the ACA helps you and your family, and learn about the important coverage it offers.
Medicare Advantage
Medicare Advantage is a type of health insurance that private companies offer and Medicare approves. If you join, you'll get your care from a group of doctors and hospitals that the plan chooses. Instead of using traditional Medicare, you can get your Part A (hospital insurance), Part B (medical insurance), and Part D (drug coverage) benefits from a Medicare Advantage plan. These plans often have networks of doctors, like HMOs or PPOs. They must cover the same things as Original Medicare Part A & Part B.
Life Insurance Policy Comparison
We provide a platform for clients to compare different life insurance policies from various providers. We offer a wide range of policy options, including term life, whole life, universal life, and more. Coverage amounts, premiums, and policy features, vary depending on your individual situation.
Medicare Supplement
Medicare Supplement Insurance, also called Medigap, helps fill the gaps that Original Medicare Part A and Part B don't cover. Think of Medigap as a helper that pays for things like co-payments, coinsurance, and deductibles. If you have Original Medicare, getting a Medigap plan can add more benefits. But, Medigap plans don't work with Medicare Advantage plans. You can only use them if you switch back to Original Medicare. Sometimes, your job or a union might help pay for extra insurance that Medigap doesn't cover.
Policy Consultations and Reviews
We offer consultations for clients to discuss their existing life insurance policies or explore new options. Our brokerage can review current policies to ensure they align with your evolving needs and goals. We recommend regular policy reviews to make informed decisions.
Life Insurance
Our life insurance options are designed to provide financial security for your family when they need it most. Whether you're looking to cover specific financial responsibilities like mortgages and education costs, or provide a safety net for your family's future, we have a plan that's right for you.
Claims Assistance
We support you in the event of an insurance claim. The claims process and our brokerage assists beneficiaries in filing and navigating claims efficiently and with empathy during difficult times.
OUR TEAM
Tyler Short
Olivia Thompson
What Our Customer Says......
I highly recommend Securance Insurance to anyone in need of quality insurance and expert advice!
Tanya Fairfield
I was so impressed with their service that I've since become a loyal customer for all my insurance needs.
Elenoir Miller
Learn more about Insurance, what it covers and what it costs by calling an agent at our office. Our licensed staff will help you understand the benefits and costs associated with the plan you select so you can make the most informed decisions about your policy.
STILL NOT SURE??
Frequently Asked Questions
Everything You Need to Know About Life & Health Insurance
What states are you licensed in?
We are currently licensed in the states of Alabama, Arkansas, Arizona, Florida, Georgia, Kansas, Michigan, Missouri, North Carolina, Ohio, South Carolina, Tennessee, Texas and Wisconsin.
Does it cost me anything to use your services?
No. Insurance agents and agencies are compensated by the insurance companies or carriers when listed as the AOR or agent of record on an active policy.
How much life insurance do I need?
The amount of coverage you need depends on factors like income, debts, family obligations, and goals. A general rule of thumb is 10 to 15 times your annual income, but you can assess your personal situation for a more accurate estimate.
Who needs life insurance?
Life insurance is beneficial for individuals with dependents, a mortgage, or any financial obligations that they want to secure for their loved ones after their death. It's also useful for wealth transfer and estate planning
What does health insurance cover?
Coverage typically includes doctor visits, hospital care, emergency services, maternity and newborn care, mental health services, prescription drugs, preventive care (like vaccinations and screenings), and in some cases, dental and vision care
Can I have both life insurance and health insurance?
Yes, having both types of insurance is common and recommended. Life insurance provides financial protection to your loved ones in case of your death, while health insurance covers your medical expenses during your lifetime.
